Friday, August 31, 2012

Identity Theft Video



Identity Theft Video: Great Way To Catch An Identity Theft.
Identity Theft Video. Identity theft is one of the worst problems occurring today. It can happen almost anywhere, in small towns and even cities. Identity theft is defined by the law as the use of  another person’s identity or identification to steal or commit crime. An identity thief often uses another person’s identity to rob your  money. They usually use your credit card or credit card information to purchase whatever they want and you will be billed for it.
Identity Theft Video. One of the best ways to know about identity theft is by buying a video demonstrating how the crime works and also how to prevent it. This video will tell you how to keep yourself secured from thieves and show you how identity thieves work.
Identity Theft Video. It will show you useful information on how identity theft occurs. If you obtained a copy of an identity theft video, it is recommended that you share it with your family and friends to warn them about the hazards of identity theft.
It will demonstrate on how a thief gets hold of your personal information and use it to get money from you.
Identity Theft Video. Here are some examples:
  • Dumpster diving – Thieves can often obtain your personal information by rummaging through garbage. This is why it is important for you to dispose of your documents or items containing your personal and financial information carefully. You should first burn it or shred it to pieces to the point that it cannot be restored.

  • Stealing wallets and purses – This is one of the most common ways thieves commit identity thefts. What seems like a simple case of snatching will immediately turn to identity theft. It is wise that you should be aware of your belongings in public places. Remember, your wallet or purse contains personal and financial information and if ever it gets lost, you should report it immediately to the police, credit card companies and your bank.

  • Online scam – From time to time, you will receive emails offering prizes and other attractive offers. These emails will ask you to provide your personal information, such as your name, address, credit card number and other personal information in order to obtain the offer they are presenting. Do not give them your personal and financial information. Most of these emails are scams.

  • Mails – Thieves can obtain your personal information and your family’s by stealing your mails. It is wise that you should immediately get your mails after the postman puts it in your mailbox.

  • Your home – Thieves can break in to your house and steal items including your documents and financial information. You should have a secure lock in your house and also get your neighbors to look after your house when you and your family are going out.

  • Filling out documents – When you are filling out documents, thieves usually looks over their shoulder and take note of what you are writing. It is wise that you should not fill out sensitive documents in public places. Look for a more private spot to write down your personal and financial information.

  • The identity theft video will also include on how thieves use the obtained personal information. Here are some of the things identity thieves do to your personal information:

  • They will open a new credit card account in your name .

  • Thieves will also purchase vehicles by applying automobile loan in your name.

  • If they get arrested on any violation, they will give your name to the police instead of theirs. If they get released but didn’t show up in court for their trial, the police will make an arrest warrant in your name.

  • They will open new bank accounts in your name and write bad checks to purchase items in your name.

  • They will call your credit card company or issuer and will use your name to change the mailing address of your credit card statement.

These are some of the things thieves do to your personal and financial information.
The video will also show you ways to prevent identity theft crime to happen to you. Many people are becoming a victim of this crime. Do not let this happen to you.Be updated on the modus operandi being employed by identity thefts . The identity theft video will surely make you aware of them.
This information is only part of a collection of articles DidikTimer, hope is something that is beneficial to readers  Identity Theft Video. 
Please also check out my other guide on IdentityTheft Victims.

Wednesday, August 29, 2012

Identity Theft Victims


Identity Theft Victims - Being an identity theft victim is not easy
Identity Theft Victims
Identity Theft Victims. According to studies, there are around 10 million American victims of identity theft in the year 2003 alone. That was 3 years ago. You can expect the number to have risen over the years.
Persons who find themselves victim to this kind of crime has a lot to suffer for. Not only have they been taken advantage of, they also have to endure long hours of trying to clear up their name once again.
Identity Theft Victims. Since this crime does not show any signs of being stopped soon, early detection is the only other solution that should be best done. You would not want someone tampering with the credit rating you have worked so hard for, now would you?
How these “thieves” got your personal information is easy enough. It can be as innocent as someone scanning through your thrash, someone watching you punch in your pin numbers over your shoulders at an ATM machine and sending emails that look as if it is a legitimate business.
Identity Theft Victims. Once they get all your personal information, these thieves will change your billing address. You will not be aware of this unless you know that you always get your bills in the mail, is keeping track of your charges and constantly checking credit reports.
Below are sure signs that you are an identity theft victim.
  1. Upon checking your credit reports, you found that there are some new charge cards from companies you do not know anything about. You might not pay attention to this yet because you think that your bank just made some mistakes in your billing.
  2. You are receiving bills for new credit card accounts that you did not open.
  3. You notice some changes in your credit card statement that you did not even authorize.
  4. You are receiving calls from business owners regarding items that they said you bought but actually do not have any idea about.
  5. Debts are starting to show on your reports and you find yourself being denied your credits.
If you are beginning to notice these things, you need not panic first. Just think that there might be some logical explanation for this. But do not forget to follow up and report these things immediately.
You may not know it yet but you might be an identity theft victim already.
In order to avoid being an unknowing victim of this crime, you have to make sure that:
You are keeping a close watch on your credit card activities. Your physical card is not important to make purchases toward your account. Take note that by simply getting hold of the number on your card, any person can make charges against your credit by making online or telephone purchases.
It is a fact that majority of the people are not scrutinizing their billing statement each month. This makes it possible for identity thieves to get away with hundreds or even thousands worth of merchandise.
Try also to monitor your credit report. Once your credit report starts showing signs of having poor credit ratings when you always pay your bills on time, it is time to focus your attention to it.
Identity thieves may be spending all you money to buy items and merchandise. And you are the ones being obliged to pay the bills. Not only are they getting the money you have worked so hard for, but they are also destroying the credit ratings you have tried so hard to maintain.
Another step to take so you will not become an identity theft victim is to make payments in safe places. With thieves, you can never tell. They might appear like bystanders minding their own business but is actually looking out for you when you start writing out personal details.
Be one step ahead of them by thinking what other strategies they can use in stealing your identity. Be wary of persons you are next to when shopping and when paying bills. You might be taken advantage right there and then.
Avoiding being an identity theft victim is only a matter of being wary and smart of suspicious people around you.
Although trusting other people is a must, you just have to choose the persons who will give your trust to.
This information is only part of a collection of articles DidikTimer, hope is something that is beneficial to readers IdentityTheft Victims.  
Please also check out my other guide on IdentityTheft Stories.

Monday, August 27, 2012

Identity Theft Stories


Identity Theft Stories - The moral behind every identity theft stories.
Identity Theft Stories
Identity Theft Stories. You may have been shocked at the stories of identity theft told by those who have fallen victim into this kind of crime. With the way things are going today, you can expect more to read and see more of these crimes being presented.
Identity Theft Stories. According to recent studies on identity theft, more than 7 million people have become victims of this crime in the US alone. If you compute that on a daily basis, it would result to around 19,000 identity cases a day.
Based on these numbers alone, you will realize that identity theft is really something that should be given serious attention and focus on. With the technology getting more and more advanced everyday, these identity theft stories are not likely to end up soon.
Identity Theft Stories. What was presented above was just summaries. They are just if you compare them with the real life stories of what the victims have been though, they will seem insignificant. Many of the people who have experienced the crime have developed traumas that are not easy to get over. Hearing about identity theft stories is way different from being in the situation or having someone close to you relate what had happened.
Although there is no stopping you from becoming a victim of identity theft, there are a lot of steps to take to prevent this from happening. All in all, it all boils down to maintaining a constant watch over your credit or payments. You just need your common sense to tell you if something suspicious has taken place.
Identity Theft Stories. By taking these things into consideration, you are making it harder for these thieves to get past the walls that you have erected. Not only that, you will not be among those who have suffered, are suffering and will suffer.
Take note that identity thieves are no different from any other thieves. They too do not like to work hard to get something. If you try and make it quite hard for them to consider you a potential victim, they would probably just let you off and go find another with a more lenient protection around themselves.
Identity Theft Stories. Take the case of phishing for example.
Phishing is simply an email you receive that seem to be coming from one of your banks. The message is telling you to get in your online account and confirm some of the details needed. Normally there would be a link included in the mail for convenient purposes.
The instant you clicked on the link, identity thieves will record your ID and password. Once they have this information, it will be easy for them to get into your account. They would probably wipe your account clean in a matter of minutes. You have just lost all your hard earned money.
How will you make use of common sense in this kind of situation?
The very first thing you have to realize is that your banks already have all your personal data saved. If they did not have all these, they will not be able to process your account. So why are they asking for these things again?
The best thing to do is to not give that message another thought. Better yet, thrash them because it is a scam. If that is legitimate, your bank will try to contact you again over other means of communication.
But if you are having second thoughts on the legitimacy of the message, the best thing to do is confirm it. If you have the number of your bank, try and call them. Ask them if they did send the email and why are they doing so.
If they are not the ones who sent you the email, they will probably have the same reaction as you when you received the message.
Moral of this identity theft story? Do not ever try to get into your account via the link sent to you by email. If you have been doing your business online for quite some time, you should know that there is a specified page in where you do your business.
The next option would be to go into the bank’s homepage and log in there if you want to access your account.
This information is only part of a collection of articles DidikTimer, hope is something that is beneficial to readers IdentityTheft Stories.  
Please also check out my other guide on IdentityTheft Stolen Checks.

Saturday, August 25, 2012

Identity Theft Stolen Checks


Identity Theft Stolen Checks - Steps to Avoid Identity Theft with your Stolen Checks
Identity Theft Stolen Checks
Identity Theft Stolen Checks. The simplest way for fraud to get access to your bank statement is by the use of your own checks. Well, how could other people get your checks? It is so simple! They just snatch your checkbook when you are about to pay for your purchases or they can just pick it from your pockets or bags. 
Checks are usually susceptible to thieves especially if you are not attending to it that much. The thief may get one piece of your check or worse, he or she might take your whole check book.
Identity Theft Stolen Checks. Once you realize that your check book is missing or stolen, you should stop payments for it and have them cancelled. It is wise that you should inform your bank immediately after you realize your check is missing. It is also necessary to request for any check verification service from the bank to know if your missing or stolen checks have already been used
Identity Theft Stolen Checks. However, if you are a check user and afraid of being a victim of identity theft, here are steps which you can use to protect yourself from having your financial identity, through your stolen checks, used by a thief on his/her shopping spree:
  1. Request for an annual credit report from the three major credit agencies to verify all your account transactions. This is to make sure that there are no strange activities in your credit report.

  2. Make sure to report all your stolen checks. In addition, it is also good to have a copy of your checking account number. Notify your bank once your check is missing or stolen.

  3. Do not put your checkbook in a purse or bag together with your valid ids or passports.

  4. Make sure not to put any checking account statements in your mailbox.

  5. Request for privacy procedures and information application from your bank. Know the situation once your bank gives your checking account information to someone.

  6. Keep all your checking accounts statements to know if you issued each check appropriately.

  7. When requesting for a new checkbook, be sure to claim it at your bank personally. Do not permit your bank to just mail it to you since most thieves acquire your personal and financial information by stealing your mails.

  8. Do not put your Social Security number on your checks. Do not write/print any of your financial credit information outside an envelope.

  9. Review all your check statement and cashed checks using your periodic bank statements to know if there are any unofficial transaction and charges.

  10. When applying for a checking account, it is wise to ask the bank how they dispose of your application. Once you have received a confirmation about your checking account application, be sure to shred it to pieces.

  11. 11.  When writing on your check, use a permanent marker with fine point and write a line before your write the amount. In this way you are already avoiding someone to write an additional “something” on your check.

  12. Once you notice that one of your checks is missing, immediately contact your bank about it. You can also file a report to the nearest police station and have a copy of the police report to present to the bank if ever they ask for it.

By having a correct and complete account records, you are preventing identity theft happening to you.
Just follow the steps given, and you will be sure of the safety of your checks and your personal protection therefore, avoiding identity theft.
This information is only part of a collection of articles DidikTimer, hope is something that is beneficial to readers IdentityTheft Stolen Checks.   
Please also check out my other guide on IdentityTheft Statistics.