Identity Theft Solution - Fifteen Easy
Solutions to Avoid Being a Victim of Identity Theft.
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| Identity Theft Solution |
Identity Theft Solution. Identity theft
usually happens when a certain person unlawfully gets you personal data like
your Social Security Number, Credit card Accounts, Driver’s License Number and
other information about you.
The person who obtains your personal
information utilizes it to his or her loan or credit card application, which is
under your name. The thief also uses it to do unlawful purchases or to use any
of your active financial accounts.
Identity is very rampant today, but there are
significant guidelines you can consider which will help you lessen the
potential of becoming one of the identity thieves.
Identity Theft Solution.
1. Do not give any of your personal details
such as your birth date, social security number and accounts numbers on the
telephone especially when someone asks you for it.
In addition, do not give it through email
except if you are the one who started the contact and if you know the person
who will receive your information.
2. Tear into pieces the papers that have your
personal data before disposing them. This papers includes credit card bills,
checking accounts and bank accounts
3. Identity Theft Solution. Have correct and
present records of all your cards and put the person to contact with when they
are missing or stolen. If possible, make copies of your credit cards and put
your service number on the copies. If you are not using your credits card now,
make sure to store them in a safe place and have it locked. It is also nice to
store your unused checks, social security card and bank statement in a safe
place.
4. You should also ensure to make credit card
receipt copies when buying something. Moreover, confirm if your credit card was
returned to you.
5. It is necessary to monitor your credit
report every year. There are three main credit card reporting offices, which
can help you do it, possible. These three reporting office allows you to have a
free credit report annually. If you want, you can visit their websites and ask
for a free report.
6. You should also ensure that when you are
withdrawing from any ATM machines or stores, there is no one at your back who
could freely see your PIN number. Also, be sure that no one hears you when you
are giving your credit card number or other personal data about you to someone
on the telephone.
7. When buying something online, ensure that
the website is safe.
8. When using your personal computer, be able
to use firewalls or any virus protections. You can also make use of your
password that consist of not purely letters, purely numbers and purely symbols.
It should be a combination of at least letters and numbers, letters and symbol,
symbols and number or else a combination of the three. Remember not to use
passwords that are obviously come from your birth date, anniversaries or phone
numbers. If necessary, memorize your passwords. Never write it down
somewhere.
9. Do not reply to any emails that requests
for your information update. Contact the credit card office or the bank
directly to update your personal information. Keep in mind that bank and other
financial or non-financial institutions do not ask for information update
through email. So, beware of those frauds that ask it from you.
10. If you notice many pre-approved credit
offers in your emails, call the credit card company and request to have your
name out of the promotional lists they advertise.
11. Place all your mails at the post office
than put and leave it in your mailbox. You are giving the identity thief a
chance of stealing personal information from you, through this way.
12. Make sure that you picked you new issued
check personally from the back. Do not permit it to be sent to you by mail.
13. Put passwords in all your accounts for
your safety. Again, use the combination of letters, numbers or symbols when
making password.
14. You can always apply for an
identification theft insurance policy.
15. You can also register to any credit watch
offices. This type of office makes checking of all your credit report simpler
by automatically informing when something has changed in your report. In this
way, it will be possible for you to know if someone attempt to make credit
under your name.
By simply following the solutions below, you
are surely avoiding yourself from any identity theft.
This information is only part of a collection
of articles DidikTimer, hope is something that is beneficial to readers IdentityTheft Solution.
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