Saturday, July 21, 2012

Identity Theft Prevention

Identity Theft Prevention Tips. Is it really possible to prevent identity theft?

Identity Theft Prevention

Identity Theft Prevention. Is it really possible to prevent identity theft? The answer is yes and no. Let's make a comparison between identity theft and someone trying to break into your house. Can you stop someone who will go into your house? Of course, you will do everything to make it difficult for him. You will be installing alarms, locks and cameras for security purposes. You hire the services of armed guards and some security experts.

With the above preparations, is there any chance that someone will be able to still break the house? Of course, if someone's determined, armed with sophisticated weapons and outnumbering your guards. It has been proven many times in the film.

Identity Theft Prevention. This is really the same thing with identity theft prevention. You will do something to make it more complicated for someone, but there is no guarantee that you will not be the next victim but at least you will minimize the risk. Just be careful in managing your personal information and with total awareness, you will be able to guard against identity theft. The important thing is to be prepared always and be clever and always alert.

Identity Theft Prevention. There really needs to realize the increasing number of cases on identity theft. This is due probably to the relatively low risk, high reward stake given to criminals. All they have to do is to get a Social Security Number and some pieces of data are retrieved with ease. Then, they will assume your identity and credit fraud. Too bad for the victims because they would spend so much money time draining ordeal which will create financial and emotional difficulties.

Below are tips for preventing identity theft.

  1. Always protect your Social Security Number. Do not put your Social Security number in your wallet or printed on your checks. This is the main object of criminals.

  2. Aware of shoulder-surfers. Make sure no one is looking over your shoulder when you enter a pin number or credit card number into the ATM machine, or in the phone book.

  3. Everything must be broken. You should keep your identity from being thrown into the trash.

  4. Instead of signing the back of your credit card, just write "See Photo ID".

  5. Be sure to destroy all digital data.

  6. You must be diligent in checking the report. Bills and bank statements should be checked properly.

  7. Go to the post office in paying your bills. Do not let you pay bills in the mailbox to be sent out. They will be stolen and washed with chemicals.

  8. It is better to limit the information on your check.

  9. You should analyze your credit report every year. It has a Social Security Number, current and previous employers, listing all your account numbers, including that you have closed and the public credit.

  10. Your computer should be free from viruses and spies.

  11. If you will be shopping online, be sure to check out the website first before entering your credit card numbers or personal information.

  12. Always monitor your credit history.

  13. Do not hesitate to ask every time you ask about personal information that is not connected to the transaction.

  14. You should not be influenced by pre-approved credit offers.

  15. Do not carry extra credit cards or important personal identity documents unless necessary.

  16. Ask the Social Security Earnings and Benefits statement every year so as to check fraud.

  17. You should first check the charges against your credit card statement before you pay.

  18. All credit card accounts that have not been used should be canceled immediately.

  19. Never give your credit card numbers or personal information when using the phone unless you trust your business or start a phone conversation.

  20. Creating a subscription to a credit report monitoring service so you will be notified if someone applies for credit using your name.

  21. Do not be afraid to question the identity of individuals and companies who will initiate contact with you, via, email phone mail, or even personally.

  22. Do not leave your wallet or purse unattended, especially in churches, workplaces, restaurants, parties or on trolleys for shopping.

Notify the bank immediately, if you do not receive any statement. With regard to the Identity Theft Prevention.

I wrote a guide you may be interested in reading Identity Theft.

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